THE ROLE AND FUTURE PROSPECTS OF ARTIFICIAL INTELLIGENCE IN DEVELOPING CREDIT SCORING MODELS. International journal of artificial intelligence, [S. l.], v. 5, n. 09, p. 441–445, 2025. Disponível em: https://www.academicpublishers.org/journals/index.php/ijai/article/view/6364.. Acesso em: 26 jul. 2026.