THE TRAJECTORY OF AI-DRIVEN CREDIT SCORING AND THE REFINEMENT OF LEGAL MECHANISMS FOR A DIGITAL FUTURE. International journal of artificial intelligence, [S. l.], v. 5, n. 10, p. 1599–1604, 2025. Disponível em: https://www.academicpublishers.org/journals/index.php/ijai/article/view/7182.. Acesso em: 29 nov. 2025.