INNOVATIVE DEVELOPMENT FACTORS OF BANKING AND AUDITING IN THE NATIONAL ECONOMY. International journal of artificial intelligence, [S. l.], v. 5, n. 11, p. 72–77, 2025. Disponível em: https://www.academicpublishers.org/journals/index.php/ijai/article/view/7445.. Acesso em: 6 nov. 2025.