“THE NEED TO MANAGE FINANCIAL RESOURCES OF COMMERCIAL BANKS IN MODERN CONDITIONS AND ITS ROLE IN BANKING ACTIVITY”, ijai, vol. 4, no. 09, pp. 750–752, Nov. 2024, Accessed: Feb. 12, 2026. [Online]. Available: https://www.academicpublishers.org/journals/index.php/ijai/article/view/1812