SWIPE REVOLUTION: THE RISE OF ALTERNATIVES IN CREDIT CARD SYSTEMS. International journal of business and management sciences, [S. l.], v. 4, n. 12, p. 1–5, 2024. Disponível em: https://www.academicpublishers.org/journals/index.php/ijbms/article/view/1814.. Acesso em: 16 oct. 2025.