AI IN BUSINESS ANALYTICS FOR FINANCIAL RISK ASSESSMENT: SURVEY INSIGHTS FROM THE BANKING AND INSURANCE INDUSTRIES. International journal of business and management sciences, [S. l.], v. 5, n. 03, p. 1–30, 2025. DOI: 10.55640/ijbms-05-03-01. Disponível em: https://www.academicpublishers.org/journals/index.php/ijbms/article/view/3135.. Acesso em: 16 oct. 2025.