Tushar Kokje, “SWIPE REVOLUTION: THE RISE OF ALTERNATIVES IN CREDIT CARD SYSTEMS”, ijbms, vol. 4, no. 12, pp. 1–5, Dec. 2024, Accessed: Aug. 14, 2026. [Online]. Available: https://www.academicpublishers.org/journals/index.php/ijbms/article/view/1814