This paper synthesizes theoretical foundations, empirical evidence, and strategic frameworks for advancing circular economy practices in the construction and demolition (C&D) sector. It draws exclusively on the provided body of literature to examine the technical, organizational, procurement, and policy dimensions of material reuse, recycling, and adaptive design. The structured abstract presents background, objectives, methods, key results, and implications. Background: The built environment is a major consumer of material resources and contributor to greenhouse gas emissions, and C&D waste streams present both environmental burdens and resource opportunities (Hamilton et al., 2022). Objective: To produce a comprehensive, publication-ready analysis that integrates material technologies, supply-chain procurement innovations, durability and performance assessments, and strategic project-level sustainability approaches to support systemic transition to circular construction practices (Aarseth et al., 2017; Benachio et al., 2020). Methods: A rigorous narrative synthesis and conceptual integration of thematic findings from research on salvaging timber, recycled aggregates, wood-plastic composites, building services reuse, procurement innovation, and regionally focused circular frameworks (Godina et al., 2025; Pecur et al., 2014; Turku et al., 2016; Webb et al., 2000; Bao et al., 2019; Véliz et al., 2025; Nadazdi et al., 2022). Results: The literature indicates a multi-scalar pathway to circular construction comprising (1) material-technical strategies—salvage and repurposing of structural timber, reuse of building services components, and recycling into engineered composites; (2) procurement and supply-chain mechanisms—procurement 4.0, strategic procurement agendas, and local circular markets; and (3) project-level sustainability strategies that embed circular goals from design through deconstruction (Godina et al., 2025; Bag et al., 2020; Al-Sinan & Bubshait, 2022; Aarseth et al., 2017). Discussion: Successful transition requires aligning durability performance evidence, regulatory incentives, and buyer-supplier contracting innovations while confronting technical barriers (material heterogeneity, quality assurance) and socio-institutional barriers (awareness, market incentives) (Pecur et al., 2014; Adams et al., 2017). Conclusion: A systems-oriented approach that couples rigorous material characterization, procurement transformation, and strategic project-level interventions offers a realistic and scalable route toward low-carbon, resource-efficient built environments; policy and industry leadership are essential in operationalizing circular practices at scale (Benachio et al., 2020; Bertin et al., 2019). Keywords: circular economy, construction and demolition waste, material reuse, procurement, timber salvage, recycled aggregate, building services reuse.

This scientific study analyzes the technology of row planting of vegetable crops and examines the types, structures, operating principles, and efficiency of implements and technical equipment used for ridge formation. Ridge formation is considered a key agronomic factor in meeting agrotechnical requirements, improving crop growth, and increasing yield. The research provides a comparative assessment of existing technical means, including ridge formers, combined aggregates, and mechanized equipment, highlighting their advantages and disadvantages. In addition, technological solutions adapted to local soil and climatic conditions are proposed.

The global wealth management industry is undergoing a profound structural transformation driven by advances in artificial intelligence, big data analytics, and digital financial technologies. Traditional advisory models, historically dependent on human expertise and standardized portfolio strategies, are increasingly challenged by rising client expectations for personalization, transparency, and real-time engagement. At the same time, demographic shifts, competitive pressures from FinTech firms, and regulatory scrutiny demand scalable yet client-centric solutions. This research article investigates the role of AI-enabled hyper-personalization in reshaping wealth management advisory services, client relationships, and value creation models. Drawing strictly on established academic literature, industry reports, and empirical studies, the paper develops an integrated theoretical framework explaining how machine learning, recommender systems, medallion data architectures, and behavioral analytics converge to redefine personalized wealth management. The methodology adopts a qualitative, theory-driven synthesis approach, systematically analyzing prior research and industry evidence to identify patterns, mechanisms, and implications of AI adoption. The findings reveal that AI-driven personalization extends beyond product recommendations to encompass life-stage planning, behavioral nudging, risk profiling, sentiment analysis, and trust management. The results also highlight critical tensions between personalization and privacy, automation and human judgment, and efficiency and ethical responsibility. The discussion elaborates on strategic, technological, and organizational implications, emphasizing limitations related to data bias, explainability, and regulatory alignment. The article concludes by positioning hyper-personalization as a foundational capability for the future of wealth management, while arguing that sustainable adoption requires a hybrid advisory paradigm integrating artificial intelligence with human empathy, governance, and trust.