1.
Takumi Nakamura. Artificial Intelligence-Driven Customer Behavior Prediction and Credit Risk Analytics: Integrating Machine Learning, Behavioral Modeling, And Digital Innovation in Financial and Marketing Systems. ijdsml. 2025;5(02):455-465. Accessed March 23, 2026. https://www.academicpublishers.org/journals/index.php/ijdsml/article/view/11761