TAKUMI NAKAMURA. Artificial Intelligence-Driven Customer Behavior Prediction and Credit Risk Analytics: Integrating Machine Learning, Behavioral Modeling, And Digital Innovation in Financial and Marketing Systems. International journal of data science and machine learning, [S. l.], v. 5, n. 02, p. 455–465, 2025. Disponível em: https://www.academicpublishers.org/journals/index.php/ijdsml/article/view/11761.. Acesso em: 23 mar. 2026.