DYNAMIC, REAL-TIME CREDIT RISK ASSESSMENT: INTEGRATING EXPLAINABLE ARTIFICIAL INTELLIGENCE AND DEEP DATA PROCESSING FOR NEXT-GENERATION LOAN PLATFORMS. International journal of data science and machine learning, [S. l.], v. 5, n. 02, p. 248–257, 2025. Disponível em: https://www.academicpublishers.org/journals/index.php/ijdsml/article/view/7320.. Acesso em: 30 nov. 2025.