Dr. Adrian Muller (2026) “Architecting Explainable And Resilient AI-Driven Fraud Detection And Risk Forecasting Frameworks For Real-Time Financial Transactions: An Integrated Machine Learning And Streaming Intelligence Paradigm”, International journal of IoT, 6(01), pp. 11–19. Available at: https://www.academicpublishers.org/journals/index.php/ijiot/article/view/11188 (Accessed: 4 April 2026).