Dr. Adrian Muller. “Architecting Explainable And Resilient AI-Driven Fraud Detection And Risk Forecasting Frameworks For Real-Time Financial Transactions: An Integrated Machine Learning And Streaming Intelligence Paradigm”. International journal of IoT 6, no. 01 (February 21, 2026): 11–19. Accessed April 6, 2026. https://www.academicpublishers.org/journals/index.php/ijiot/article/view/11188.