INNOVATIVE MODERNIZATION OF THE BANKING SECTOR OF THE KHOREZM REGION BASED ON DIGITAL TECHNOLOGIES AND REMOTE BANKING SERVICES: TRENDS, CHALLENGES, POTENTIAL AND DEVELOPMENT DIRECTIONS. ijai. 2026;6(02):501-505. Accessed February 11, 2026. https://www.academicpublishers.org/journals/index.php/ijai/article/view/10766