Federated Learning (FL) has emerged as a transformative approach for training machine learning models across distributed devices without transferring raw user data, making it particularly suitable for on-device personal assistants. This paper investigates the performance, privacy, and security trade-offs inherent in applying FL to personal assistant systems. It explores how FL enables personalized experiences while preserving user confidentiality, and evaluates challenges related to model accuracy, communication overhead, adversarial attacks, and data heterogeneity. Through a critical review of recent advancements and experimental frameworks, the study outlines design considerations for optimizing FL deployments in real-world personal assistant applications. The paper concludes by proposing future research directions to enhance the robustness, efficiency, and trustworthiness of FL-powered personal assistants.

Identity protection is an essential component of enterprise security in the current era. With phishing, credential theft, and adversary-in-the-middle (AiTM) attacks persisting and morphing, traditional authentication methods like passwords and omnipresent multi-factor authentication (SMS, OTP, push notification, etc.) are proving increasingly inadequate. This article provides an in-depth examination of two modern and popular authentication protocols, namely FIDO2/WebAuthn and Certificate-Based Authentication (CBA). FIDO2 facilitates passwordless authentication with the assistance of cryptographic credentials securely bound to a person's device, offering improved usability and phishing resistance. CBA, rooted in public key infrastructure (PKI), remains a necessary requirement in compliance-focused environments and is crucial for safeguarding human and machine identities. This study explores how these technologies operate across diverse contexts, from enterprise-owned notebooks to personal mobile devices and non-human account systems. Using internationally accepted standards and frameworks—such as NIST SP 800-63-3, the CISA Zero Trust Maturity Model, and eIDAS—the document provides implementation considerations that incorporate policy and identity credential lifecycle approach techniques. It also evaluates operational recovery and fallback processes in cases of credential loss or compromise. A structured framework is provided to enable organizations to achieve identity assurance at scale and support evolving technology and regulatory demands. Future trends such as passkeys, derived credentials, quantum computing, and modular authentication systems are also considered, which will introduce flexibility and strength in the identity assurance landscape.

E-commerce sites and marketers need to personalize customer experiences without breaking the law because people are becoming more worried about data privacy and third-party cookies are being phased out. This paper shows how to use machine learning to create a framework for customer segmentation and media optimization that protects privacy. The system is made to work in decentralized, privacy-sensitive settings. It uses unsupervised clustering, predictive modeling, and real-time decisioning engines to give users useful information without giving away their identity. Our method uses federated learning and cleanroom technologies to make sure that it follows laws like GDPR and CCPA. This is different from traditional commercial segmentation tools that rely heavily on centralized data collection and unclear personalization methods. The framework shows big improvements in performance when tested on real-world e-commerce datasets. It gets a 23% increase in Return on Ad Spend (ROAS), a 17% increase in conversion rates, and a 14% drop in cost-per-acquisition. The proposed solution is a scalable and compliant replacement for old marketing tools. It lets you target people more accurately and buy media more efficiently in today's changing digital world.

In today’s fast-evolving threat landscape, ransomware attacks have become more sophisticated, faster, and more destructive leaving traditional Security Operations Center (SOC) response strategies struggling to keep pace. Traditional SOC workflows struggle to match the speed and complexity of modern ransomware attacks. Manual processes like alert triage, incident scoping, and containment often consume critical hours giving adversaries ample opportunity to encrypt data, exfiltrate assets, and demand ransoms. AI-optimized SOC playbooks are redefining this paradigm by automating the entire investigation lifecycle. Leveraging machine learning, LLMs, and real-time telemetry analysis, these systems rapidly identify high-fidelity threats, enrich alerts with contextual intelligence, and scope incidents with minimal analyst input reducing response time from hours to mere minutes.

Generative AI further accelerates this shift by auto-generating attack summaries, mapping indicators to known threat tactics, and recommending or initiating containment actions such as isolation or credential revocation. These playbooks evolve continuously by learning from analyst feedback and past events, improving both accuracy and efficiency over time. The result is a measurable reduction in mean-time-to-detect (MTTD) and mean-time-to-respond (MTTR), while empowering SOC analysts to focus on strategic analysis over repetitive triage. As ransomware campaigns grow faster and more autonomous, adopting AI-driven SOC playbooks has become a mission-critical step for organizations seeking proactive, resilient security operations.

The recent evolution of cloud computing demands that systems are able to self-diagnose and self-heal as well as constantly optimize without human intervention. This paper provides an in-depth review of the self-healing software architectures in cloud computing, focusing on AI-induced detection and recovery methods. The authors talk about how self-healing systems have changed from traditional ideas to modern AI-powered systems and categorize the main types of methods used for synchronization, tracking, and fixing problems in today's cloud services. Based on a systematic review of available literature, we investigate essential issues such as fault detection accuracy, recovery time optimization, and system reliability improvement. The study finds that although much has been achieved in self-healing, the existing approaches are not yet able to efficiently deal with complex fault situations and to reduce the level of service interruption. Our results suggest that the application of large language models updated using machine learning has the potential to deliver up to an 85% increase in the accuracy of fault prediction and a 60% reduction in system downtime as compared to state-of-the-art approaches. Finally, we talk about what future research should focus on, including the necessary understanding and development of new AI models, different system structures, and standard ways to measure how well self-healing cloud systems work.

Mass production and distribution companies face multifaceted challenges in managing customer deductions, promotional rebates, and trade settlement processes. Fragmented and manual deduction workflows have contributed to revenue leakage, aging receivables, and delays in cash application. This paper explores the implementation of Oracle Channel Revenue Management (ChRM) integrated with Oracle Receivables to create a streamlined, automated solution for end-to-end deduction processing, from claim initiation through settlement and accounting. Drawing upon the case of a food packing company’s U.S. operations, the study highlights how a rules-based, system-driven approach enhanced accuracy and control. Notably, the company achieved a 90% reduction in manual write-offs and shortened average claim resolution time from 21 days to 8 days. The integrated model not only minimized manual intervention but also improved transparency, strengthened financial compliance, and enhanced working capital efficiency. These results affirm that Oracle ChRM, when deployed strategically, can transform deduction management into a driver of operational and financial excellence.

The paper is expansive on the psychology of visual perception in dashboards in a push to design for impact. Visualization is a game of storytelling that ensures everything meets human perception in their designs. It is based on building and developing better data visualizations to show how everything would be designed. It is explicit in terms of interpreting and communicating information in making sure that everything is applied to how it works in understanding different psychological requirements to show its application and use, based on improving how information can be applied and improved to make sure that it fits what is expected, based on improved visual impacts. Data interpretation works on processing data requirements to balance information delivery and aesthetics in the data visualizations. The paper is key in providing information that starts with improving compelling visuals, which come with improving the focus on data improvement and improving the essence that works on cognitive load and balance for understanding and reducing clutter or distractions of the data visuals. Organizing and improving information is an important aspect in ensuring that data visualization is effective and reliable, with related data points being explicit and improved in how viewers or the audience view and relate to the information being viewed. Case findings are that there lacks more knowledge in terms of how designing for impact is the future for data visualizations to make visual impact key.

The telecom sector now prioritizes real-time data accuracy because of increased consumer demand for top-notch customer experiences. The study investigates the connection between real-time data accuracy and customer satisfaction in telecom services. Accurate real-time information becomes essential for shaping customer experiences throughout service delivery and support functions as businesses increasingly depend on data-driven decision-making. This research demonstrates the connection between data inconsistencies and problems that include billing errors along with service interruptions which result in customer dissatisfaction. The study employed a mixed-method approach with qualitative interviews and quantitative surveys among telecom customers and service providers to examine the relationship between data accuracy and customer satisfaction. Real-time data accuracy builds customer trust while reducing resolution time for service problems and increasing customer loyalty. The research emphasizes that inaccurate data erodes customer trust leading to service churn which negatively impacts telecom companies' reputation. The research explores how technology such as AI and machine learning helps maintain real-time data accuracy while automation presents opportunities to reduce human errors. The study proposes several strategies for telecom companies to utilize precise real-time data to boost service quality while enhancing operational efficiency and achieving greater customer satisfaction. The research enhances comprehension of how data precision interacts with customer-focused business tactics in the telecommunications sector.

Cloud computing offers organizations flexibility, scalability, and efficiency, but it can also become quite costly if resources are not managed well. Many companies face unplanned and unexpected expenses and waste resources because cloud services have complicated pricing models. Usage patterns change daily. Artificial Intelligence (AI) provides a smarter method to reduce cloud costs by analyzing data, making predictions, and automating actions. AI driven framworks can review past usage patterns of utilized resources, forecast future requirements, and recommend the best settings. This includes adjusting resource sizes, automatically turning services on or off, and choosing the right service options. AI can also detect unusual spending, alert organizations about potential cost increases, and make automatic adjustments to prevent waste. By using AI in this way, organizations save money, boost system performance and reliability, and comply with regulations more easily. This improves the efficiency of cloud operations and makes sure that costs match business goals. This paper looks at how AI-driven cost optimization functions, its benefits, and its challenges. It highlights its importance for sustainable and cost-effective cloud usage in the future.

We are sitting at the cusp of an AI-driven revolution in the Wealth Management advisory space. AI-enabled intelligent automation and customized intelligent wealth management are fast emerging as a gold standard for wealth advisors. This research examines various studies focused on how technology can elevate wealth advisory services and enable scalable personalization while preserving client trust and strategic insight. As technology enables hyper-personalized services, advisors face increasing pressure to differentiate themselves while continuing to support different segments of the wealth bands in asset growth, protection, and legacy planning. Standing out in the age of Hyper-personalization is the key to success for wealth advisors. Wealth managers need to personalize client interactions owing to the increasingly sophisticated needs of the clients and to set them apart in wealth management experiences. With the rise of intelligent wealth management systems, advisors can leverage artificial intelligence, behavioral analytics, and algorithmic processing to offer bespoke services to different segments of the Clients. Today’s clients expect more than financial expertise—they demand transparency, technology integration, and highly personalized strategies. Meeting these high expectations requires constant innovation and adaptability. The author intends to provide actionable insights to wealth managers to differentiate their offerings and justify their premium services.

The growing number of cybersecurity threats against U.S. healthcare systems resulted in 133 million patient record breaches during 2023 which caused massive financial losses and destroyed patient trust. The National Health Information Systems (NHIS) need enhanced security measures to fulfill HIPAA requirements and achieve better health care interoperability. This paper establishes a framework which combines Artificial Intelligence (AI) with blockchain technology to create healthcare data protection that increases data confidentiality and connectivity among healthcare systems along with trust in the process. AI technology offers real-time threat recognition and compliance tracking through its system while Blockchain creates a permanent audit tracking system to control decentralized data management. Agile methodologies allow businesses to implement projects in cycles for stakeholder suitability through alignment. The paper uses real-world examples together with assessment of difficulties and exemplary practices to show how the framework deals with breaches and achieves CMS interoperability targets and provides enhanced treatment outcomes. The approach for securing NHIS moves healthcare systems forward while strengthening national priorities through fostering care equity and delivery resilience.

We have been witnessing rapid growth of data-intensive applications adopting efficient columnar storage formats, with Parquet becoming a widely used standard in modern data pipeline. Parquet has been efficient than traditional databases in the aspect of columnar storage, evolution of schema, efficient compression, and vast range of supported tools. While Parquet still had issues of capturing transactional logs and didn’t support ACID properties or atomic writes, which resulted in data corruption and metadata operations became expensive. Delta Lake, an open-source storage layer built on Parquet, addresses these limitations by introducing ACID transactions, schema evolution, time travel, and unified batch and streaming support. The study conducted on evaluating effectiveness of Delta Lake over Apache Parquet helps to gather and take advantage of the key benefits that delta lake provides in the world of big data and the optimization techniques used in Microsoft fabric as the baseline with delta lake being the backend storage bin. With the extensive increase of data driven critical applications in the IT sector, the columnar storage orientated data formats such as Apache parquet have become the industry standard in the big data world. Though parquet can compress and store different data formats like Json, xml, audio, csv, etc but it lacks the ACID properties that delta lake offers. Parquet formats offer high data compression efficiency and rapid query execution on the other hand lacks schema enforcement, reliability, and transaction guarantees which is crucial in this modern world. In short Delta Lake, an extension of parquet is an open-source storage layer introduced on top of parquet with delta logs that store incremental transaction logs helps to eliminate the limitations of parquet by adding ACID transactions, schema evolution, time travel and unified batch streaming support. This research inquires that parquet offsets to read low optimal workloads (does not support parallel operations and require batch processing) while delta lake provides remarkable advantages for heavy workloads that require data versioning, reliability, and parallel execution. This research draws the effectiveness of Delta Lake in comparison to Parquet by reviewing critical performance parameters such as read/write speed, concurrency management, update/delete efficiency, and operational reliability, within both batch and streaming data (parallel) processing in a Python-based data pipeline.

Emerging threats in global Internet infrastructure have highlighted critical vulnerabilities in backbone routing protocols such as Border Gateway Protocol (BGP) and Multiprotocol Label Switching (MPLS). Traditional trust-based and perimeter-centric ISP security architectures are demonstrably insufficient against sophisticated modern attacks, including route hijacks, insider threats, and distributed denial-of-service (DDoS) campaigns. This paper formulates and evaluates a proactive security architecture model for ISP backbone routing, grounded in Zero Trust principles. Integrating techniques for continuous identity validation, micro-segmentation, cryptographic route authentication, and automated real-time anomaly detection, we propose a comprehensive defense-in-depth approach targeting both BGP and MPLS domains. The novel architecture addresses authentication, authorization, context-aware access control, and secure path computation, while embedding horizontal and vertical segmentation within the ISP core. We analyze existing vulnerabilities, review state-of-the-art zero trust implementations, formalize a control plane security blueprint, and present empirical evaluation metrics for resilience, response time, and detection accuracy. Experimental and simulation-based analysis demonstrates that our architecture provides robust mitigation against prefix hijacks, route-leak attacks, and lateral exploits. Our results support Zero Trust as a foundational paradigm for next-generation ISP backbone security, significantly hardening both routing infrastructure and service continuity against a spectrum of advanced threats.

In the age of high-frequency financial transactions, credit unions must process data with minimal latency while ensuring compliance and security. This paper contains an in-depth study of Azure Data Factory (ADF) pipeline performance tuning and optimization techniques within the context of credit union ETL workloads. I have a production case study where an existing ADF pipeline was unable to meet highly stringent Service Level Agreements (SLAs) during peak-load transaction times. With bottleneck and resource utilization analysis, I architected a new solution that leverages the most recent capabilities of ADF—parallel copy, Data Integration Unit (DIU) optimization, metadata-driven orchestration with control tables, checkpointing, and smart retry logic—to greatly improve throughput and reliability. My design utilizes a parameterized, metadata-driven master pipeline to generate parallel child pipelines (Figure 1), with dynamic partitioning and DIU allocation based on data volume. I utilize a control-table retry mechanism (through Lookup/IfCondition/ForEach) to replay only failed partitions [1][2]. I also utilize dynamically setting up integration runtimes along with custom region configurations and Time-to-Live (TTL) for recycling Spark clusters [3], and utilize staged copy for sink bottleneck removal [4]. Experimentation proves 80–90% reduced pipeline latency, a significant reduction in failure rate, and improved SLA attainment, all at the expense of cost-effectiveness. The comparative results are shown in Table 1. A new orchestration pattern and tuning scheme for ADF are presented specifically for financial data pipelines. Security and compliance (encryption, Key Vault, and certifications) are taken into account along with scalability and cost trade-offs.

Background: Blood Supply Chain Management (BSCM) faces the dual, critical challenges of ensuring product availability and safeguarding sensitive donor and patient data. Inefficiencies in demand forecasting lead to costly wastage or life-threatening shortages, while the increasing digitization of healthcare logistics exposes the system to significant security vulnerabilities. Although machine learning (ML) and data encryption have been addressed as separate solutions in healthcare, there is a notable absence of integrated frameworks that concurrently tackle both predictive accuracy and data integrity within the unique constraints of the BSCM.

Methods: This study proposes and evaluates a novel, integrated framework to address this gap. We developed a Long Short-Term Memory (LSTM) network, a deep learning model, to forecast the demand for blood products using a time-series dataset. For data security, we designed and implemented a hybrid encryption protocol combining the Advanced Encryption Standard (AES-256) for bulk data encryption with the Rivest-Shamir-Adleman (RSA-2048) algorithm for secure key exchange. The performance of the integrated system was evaluated based on the ML model's forecasting accuracy (Mean Absolute Percentage Error - MAPE), and the computational overhead (latency) of the encryption scheme.

Results: The LSTM forecasting model demonstrated high accuracy, achieving a MAPE of 6.8% on the test dataset, significantly outperforming traditional baseline models. The hybrid encryption protocol proved to be highly efficient, introducing an average computational overhead of only 45 milliseconds per transaction for a standard data packet. This minimal latency confirms the framework's viability for real-time deployment without compromising system responsiveness.

Conclusion: The integrated framework provides a robust and feasible solution for creating a more intelligent, secure, and efficient blood supply chain. By synergistically combining predictive analytics with strong cryptographic protections, this research offers a practical blueprint for modernizing critical healthcare logistics systems, ultimately leading to improved resource management and patient outcomes.

This research presents the Temporal-Contextual Micro-Moment Prediction Framework (TCMP), an innovative approach for forecasting Fast-Moving Consumer Goods purchas- ing behavior that mitigates significant deficiencies in current pre- dictive approaches. The system uses advanced machine learning algorithms to combine data from several sources, such as social media sentiment, real-time behavioral analytics, and traditional transaction data, to forecast purchase intent over several time periods. The study addresses three fundamental gaps in current FMCG predictive analytics: temporal granularity limitations that focus on either immediate or long-term predictions without capturing intermediate decision phases; micro-moment context integration challenges that treat consumer interactions as isolated events rather than connected sequences; and real-time feature engineering constraints that create prediction lag in dynamic market environments. The study makes important theoretical progress in predicting consumer behavior over multiple time periods and gives useful frameworks for putting the ideas into practice in the actual world. Some of the most important new ideas are streaming feature computation techniques, cross- platform social media integration methodologies, and privacy- preserving analytics approaches that keep predictive efficacy while following the rules. These contributions directly address the pressing commercial requirement for precise and agile consumer behavior forecasting in progressively dynamic and competitive fast-moving consumer goods (FMCG) sectors.

Cost overruns remain one of the most pressing challenges in large-scale infrastructure projects. Telecom fiber rollouts, transportation systems, and energy networks often experience escalating budgets that reduce profitability, delay schedules, and undermine stakeholder confidence. Traditional forecasting methods—such as expert judgment and deterministic models—tend to be reactive and rarely anticipate risks early enough for corrective action. This research introduces a predictive analytics framework that leverages historical project data to forecast potential budget overruns and provide early-warning signals for financial decision-makers.

Budgetary performance is shaped by technical, organizational, and external factors including scope changes, terrain complexity, vendor delays, and shocks such as weather or regulatory constraints. Conventional cost-control systems often fail to account for the nonlinear interactions among these variables. By applying machine learning–based predictive modeling, this study seeks to uncover hidden patterns in historical datasets and enhance the precision of overrun forecasts.

Methodologically, the research compares regression and time-series approaches with advanced algorithms such as Random Forest, Gradient Boosting, and Support Vector Machines. Anticipated results suggest that machine learning models can reduce forecasting error by 15–25% compared to traditional methods, while also providing classification metrics to better identify projects at risk of escalation.

The contributions are threefold: (1) identifying cost drivers most strongly associated with overruns; (2) demonstrating the relative performance gains of machine learning compared with traditional approaches; and (3) outlining a practical framework for embedding predictive outputs into business intelligence dashboards used in financial planning and analysis. By focusing on infrastructure finance, particularly telecom rollouts where terrain-driven costs create high uncertainty, the study emphasizes how predictive analytics can strengthen financial governance, mitigate overruns, and support more reliable decision-making in capital-intensive projects.