Articles | Open Access |

WAYS TO FURTHER IMPROVE THE PROVISION OF BANKING SERVICES TO THE POPULATION

Sharipova Nigina Zhorakulovna , Teacher of Samarkand Institute of Economics and Service

Abstract

This article explores innovative strategies to enhance access to banking services for underserved populations. It reviews literature and case studies to analyze the effectiveness of mobile banking, agent networks, financial literacy programs, fintech partnerships, policy interventions, and community-based initiatives. The findings underscore the importance of a multifaceted approach in promoting financial inclusion.

Keywords

Banking services, financial inclusion, mobile banking, agent networks, financial literacy, fintech partnerships, policy interventions, community-based initiatives.

References

Demirgüç-Kunt, A., Klapper, L., Singer, D., & Van Oudheusden, P. (2015). The Global Findex Database 2014: Measuring Financial Inclusion around the World. World Bank Policy Research Working Paper, (7255).

Mbiti, I., & Weil, D. N. (2011). Mobile Banking: The Impact of M-Pesa in Kenya. National Bureau of Economic Research, Working Paper No. 17129.

Singh, M. (2017). Agent Banking in India: An Opportunity to Promote Financial Inclusion. Journal of Financial Services Marketing, 22(4), 203-213.

Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5-44.

1. Sharipova N. D., Asadova S. D. THE ROLE OF BANKS IN THE MODERN MONETARY SYSTEM //Procedia of Theoretical and Applied Sciences. – 2023. – Т. 6. – С. 55-62.

2. Шарипова Н.Д., Чориев Я.А. СТРАХОВАНИЕ БАНКОВСКОЙ ДЕЯТЕЛЬНОСТИ //International Journal of Advanced Research in Education, Technology and Management. -2023- Т.2. - С. 92-99.

3. Sharipova N. D., Jurayev I. S. THEORETICAL FOUNDATIONS OF MONETARY POLICY// INTERNATIONAL JOURNAL OF INNOVATIONS IN ENGINEERING RESEARCH AND TECHNOLOGY. – 2023. -T. 10. -C. 171-173.

4. Sharipova N. D., Aliboyev L.Sh. THE IMPORTANCE OF ANTI-INFLATIONARY POLICY AND INFLATION TRADING IN UZBEKISTAN// INTERNATIONAL MULTIDISCIPLINARY JOURNAL FOR RESEARCH & DEVELOPMENT. -2023. -T. 10. -C. 92-94.

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WAYS TO FURTHER IMPROVE THE PROVISION OF BANKING SERVICES TO THE POPULATION. (2024). International Journal of Artificial Intelligence, 4(02), 137-139. https://www.academicpublishers.org/journals/index.php/ijai/article/view/389