The efficiency of banking activities holds significant importance in the modern economy. Banks provide financial services, attract capital, and contribute to the stable development of the economy. This article discusses the key elements of banking efficiency, ways to enhance it, and the existing challenges.

bank activities, efficiency, financial stability, liquidity, capital adequacy, financial management, automation, internet banking, mobile banking, economic growth, small and medium enterprises (SMEs), innovations, risk management, cybersecurity, customer satisfaction, transparency, customer relationships, investments, information technologies, blockchain technologies.

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