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THE MEANING OF A MORTGAGE LOAN AND ITS ROLE IN CREDIT RELATIONS

Saidov Abduqahhor Ziyodullayevich , 2nd year master's student in economics at Termez University of Economics and Service

Abstract

This article explores the essence of mortgage credit, its structure, and its pivotal role in credit relations. Mortgage credit serves as a cornerstone of financial systems worldwide, facilitating property ownership and economic development. By analyzing its fundamental characteristics and evaluating its impact on credit markets, this paper aims to provide a comprehensive understanding of mortgage credit's significance.

Keywords

Mortgage credit, credit relations, financial systems, property ownership, economic development.

References

Brown, T. (2019). Systemic Risks in Mortgage Lending. Journal of Financial Stability, 12(3), 45-60.

Jones, R., & Taylor, M. (2020). The Role of Mortgage Credit in Economic Growth. Economic Perspectives, 18(2), 101-120.

Smith, A. (2018). Mortgage Credit: A Double-Edged Sword. Financial Review, 25(4), 223-240.

Wilson, K. (2021). Innovations in Mortgage Markets: Securitization and Beyond. Journal of Financial Innovation, 7(1), 34-56.

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How to Cite

THE MEANING OF A MORTGAGE LOAN AND ITS ROLE IN CREDIT RELATIONS. (2025). International Journal of Artificial Intelligence, 5(01), 562-565. https://www.academicpublishers.org/journals/index.php/ijai/article/view/2423