
THE MEANING OF A MORTGAGE LOAN AND ITS ROLE IN CREDIT RELATIONS
Saidov Abduqahhor Ziyodullayevich , 2nd year master's student in economics at Termez University of Economics and ServiceAbstract
This article explores the essence of mortgage credit, its structure, and its pivotal role in credit relations. Mortgage credit serves as a cornerstone of financial systems worldwide, facilitating property ownership and economic development. By analyzing its fundamental characteristics and evaluating its impact on credit markets, this paper aims to provide a comprehensive understanding of mortgage credit's significance.
Keywords
Mortgage credit, credit relations, financial systems, property ownership, economic development.
References
Brown, T. (2019). Systemic Risks in Mortgage Lending. Journal of Financial Stability, 12(3), 45-60.
Jones, R., & Taylor, M. (2020). The Role of Mortgage Credit in Economic Growth. Economic Perspectives, 18(2), 101-120.
Smith, A. (2018). Mortgage Credit: A Double-Edged Sword. Financial Review, 25(4), 223-240.
Wilson, K. (2021). Innovations in Mortgage Markets: Securitization and Beyond. Journal of Financial Innovation, 7(1), 34-56.
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