The rapid development of digital technologies has significantly transformed monetary policy and the functioning of financial systems. This article explores the evolution of monetary policy in the context of the digital economy, highlighting the challenges and opportunities presented by digital currencies, fintech innovations, and central bank digital currencies (CBDCs). It discusses the implications of digitalization for monetary transmission mechanisms, inflation control, and financial stability. The study concludes with recommendations for policymakers to adapt monetary policy to the digital era effectively.

Digital economy, monetary policy, central bank digital currencies (CBDCs), fintech, digital currencies, financial stability, monetary transmission, inflation control.

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