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LOANS PROVIDED BY NON-BANK CREDIT ORGANISATIONS

Sharipova Nigina Djurakulovna , Teacher of Samarkand Institute of Economics and Service

Abstract

Loans provided by non-bank credit organizations are an alternative form of financial services, aimed at allocating loans outside the banking system to various clients, including individuals and small business entities. Such organizations include microfinance organizations, leasing companies, fintech companies, and online lending platforms. They are characterized by fast lending, simplified document demand and innovation approaches. This article will tell you in detail about the types of non-bank credit organizations, their mechanisms of operation, advantages and risks.

Keywords

off-bank loan, microfinance, leasing, fintech, online loan, lending, financial services.

References

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LOANS PROVIDED BY NON-BANK CREDIT ORGANISATIONS. (2025). International Journal of Artificial Intelligence, 5(03), 1041-1044. https://www.academicpublishers.org/journals/index.php/ijai/article/view/3435