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| Open Access | THE IMPORTANCE OF EFFECTIVE ORGANIZATION OF CREDIT OPERATIONS IN COMMERCIAL BANKS
Shokulova Zakhro , Student, Karshi State Technical University, UzbekistanAbstract
This article explores the significance of the effective organization of credit operations in commercial banks and addresses the methodological issues essential for ensuring their successful and sustainable functioning. It also examines the management of credit risks, the proper structuring of the lending process, and methods for improving its efficiency. In addition, the article provides conclusions and recommendations aimed at enhancing the effectiveness of credit operations within commercial banks.
Keywords
credit operations, credit portfolio, credit risk, credit process, problem loans,
References
“On the Strategy for Reforming the Banking System of the Republic of Uzbekistan for 2020-2025 ” https://lex.uz/docs/4811025 .of Uzbekistan No. PF- 5992 dated May 12 , 2020
Z.Mamadiyorov, M.Makhmudova , M.Kurbanbekova Banking. Textbook . T .:- Innovative Development Publishing House. 2021 , 158 pages
Decree of the President of the Republic of Uzbekistan on the Development Strategy of New Uzbekistan for 2022-2026. January 28, 2022 No. PF- 60
www.сbu.uz – official website of the Central Bank of the Republic of Uzbekistan
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This work is licensed under a Creative Commons Attribution 4.0 International License.