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THE IMPACT OF DIGITAL TRANSFORMATION ON UZBEKISTAN’S ECONOMY: ANALYSIS AND PROSPECTS

Allamurodova Zuxra Alibekovna , Termez State University, Faculty of Economics, Human Resources Management student

Abstract

            This article analyzes the impact of digital transformation on Uzbekistan’s economic development, with particular attention to structural reforms, sectoral digitization, and future prospects for inclusive growth. It examines how digital technologies—such as e-governance, fintech, and e-commerce—are altering traditional economic models, increasing productivity, and fostering transparency. Drawing on official statistics, policy documents, and expert assessments, the study highlights both achievements and limitations in Uzbekistan’s digital journey. The findings indicate that digitalization has spurred improvements in financial inclusion, public service delivery, and entrepreneurship, yet challenges remain regarding infrastructure disparities, digital literacy, and regulatory adaptation. The paper adopts a mixed-method approach combining quantitative analysis with comparative insights from global benchmarks. It concludes with strategic recommendations to accelerate Uzbekistan’s transition into a sustainable, knowledge-based digital economy while minimizing digital divides and institutional gaps.

Keywords

Digital transformation, Uzbekistan economy, e-governance, fintech, digital infrastructure, ICT development, economic modernization, innovation, digital inclusion, future economy.

References

OECD. (2020). Digital Transformation in the Age of COVID-19.

World Bank. (2021). Digital Economy Diagnostic for Uzbekistan.

McKinsey Global Institute. (2019). Digital Identification: A Key to Inclusive Growth.

UNDP Uzbekistan. (2022). Digital Public Services: Uzbekistan Country Report.

Qiang, C. Z., Rossotto, C. M., & Kimura, K. (2009). Economic Impacts of Broadband. World Bank.

Castells, M. (1996). The Rise of the Network Society. Blackwell Publishers.

Ministry of Digital Technologies, Uzbekistan. (2023). Annual ICT Sector Report.

GSMA. (2022). Mobile Connectivity Index: Central Asia Region.

Kuznetsova, N. (2021). Digitalization in Uzbek Financial Sector. Journal of Economic Reforms.

Rakhimov, A. (2020). E-Learning Platforms and Digital Transformation in Uzbekistan. Tashkent State University Press.

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THE IMPACT OF DIGITAL TRANSFORMATION ON UZBEKISTAN’S ECONOMY: ANALYSIS AND PROSPECTS. (2025). International Journal of Artificial Intelligence, 5(06), 1264-1268. https://www.academicpublishers.org/journals/index.php/ijai/article/view/5361