This article explores the strategic mechanisms of monetary fund circulation in modern economic systems, emphasizing their formation sources, application scopes, and integration into investment-financial activities. The analysis is grounded in 2025 macroeconomic data, providing insights into financial liquidity, international financial standards (IFRS), and the adoption of digital financial technologies. The study aims to demonstrate how the effective management of monetary funds enhances national economic resilience and global competitiveness.           

Monetary resources, financial flow, liquidity management, investment strategies, digital finance, IFRS, financial stability, economic modernization, risk mitigation, fintech innovations.

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