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| Open Access | MODERN DIRECTIONS FOR IMPROVING THE MORTGAGE LENDING SYSTEM IN COMMERCIAL BANKS
Mamatkulov Suxrobjon Rakhmonkulovich ,Abstract
This article examines the possibilities of improving the practice of issuing mortgage loans in commercial banks of Uzbekistan. The effectiveness of the activity of issuing mortgage loans in the activity of commercial banks has been analyzed, suggestions and recommendations have been made for the development of the activity of issuing mortgage loans.
Keywords
mortgage, loan portfolio, real estate agencies, refinancing rate, long-term loan, short-term loan,
References
Central Bank of the Republic of Uzbekistan. (2024). Annual Report on the Development of the Banking Sector. Tashkent.
World Bank. (2023). Housing Finance in Emerging Markets: Trends and Challenges. Washington, D.C.: World Bank Publications.
Asian Development Bank (ADB). (2022). Uzbekistan: Financial Sector Assessment. Manila: ADB.
G‘ofurov, M. (2023). Commercial Banks’ Role in Financing Housing Construction Projects in Uzbekistan. Journal of Banking and Finance Research, 11(2), 45–58.
Mahmudov, B. & Saidov, A. (2022). Risk Management in Mortgage Lending Practices of Commercial Banks. Finance and Credit Bulletin, 8(3), 112–124.
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